{"id":414,"date":"2026-02-12T17:42:18","date_gmt":"2026-02-12T16:42:18","guid":{"rendered":"https:\/\/www.skicare.ch\/frequently-asked-questions\/"},"modified":"2026-02-24T15:57:01","modified_gmt":"2026-02-24T14:57:01","slug":"frequently-asked-questions","status":"publish","type":"page","link":"https:\/\/www.skicare.ch\/en\/frequently-asked-questions\/","title":{"rendered":"Frequently asked questions"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section et_pb_section_parallax preset--module--divi-section--i3rms1lahm\"><span class=\"et-pb-parallax-wrapper\"><span class=\"et-pb-parallax-background et-pb-parallax-background-module--divi-section-0\" style=\"background-image:url(https:\/\/www.skicare.ch\/wp-content\/uploads\/2026\/02\/1507_IMAGE_01-scaled.webp)\"><\/span><span class=\"et_parallax_gradient\" style=\"background-image:linear-gradient(180deg, rgba(255, 255, 255, 0.2) 11%,#ffffff 100% 100%)\"><\/span><\/span>\n<div class=\"et_pb_row_0 et_pb_row et_flex_row preset--module--divi-row--default\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h1>frequently asked questions<\/h1>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_flex_section preset--module--divi-section--6vwp3i22la\">\n<div class=\"et_pb_row_1 et_pb_row et_flex_row preset--module--divi-row--default\">\n<div class=\"et_pb_column_1 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2>frequently asked questions<\/h2>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_0 et_pb_accordion et_pb_module et_flex_module preset--module--divi-accordion--default\">\n<div class=\"et_pb_accordion_item_0 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_open et_flex_module\"><h5 class=\"et_pb_toggle_title\">What is PASSPROTECT?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span>PassProtect is an insurance product which reimburses your unused ski pass following an accident, illness or unfavourable weather conditions.<\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_1 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">What is SKICARE?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span>SkiCare is a subsidiary insurance product which covers costs generated by an accident on the ski run.<\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_2 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">QUELLE EST LA DIFF\u00c9RENCE ENTRE SKICARE ET PASSPROTECT?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span>SkiCare is an assistance and ski pass cover insurance; PassProtect covers only the ski pass and the linked charges (skiing lessons and skiing equipment).<\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_3 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">HOW CAN YOU PURCHASE THESE INSURANCES?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>Our products can be purchased along with the ski pass.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_4 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">WHO IS INSURED ?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span>The owner of a ski pass with inscription \u00ab PassProtect \u00bb or \u00ab SkiCare \u00bb or the holder of a purchase receipt of the insurance.<\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_5 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">IS IT NECESSARY TO COMPLETE AN INSURANCE CONTRACT?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>No, the ski pass or the purchase receipt serves as a proof to the payment of the premium.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_6 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">FOR HOW LONG?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>For the duration of the validity of the ski pass or the purchase receipt.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_7 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">WHAT IS NECESSARY FOR THE INSURANCE TO BE VALID?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span>The accident must occur on the opened runs, associated with the ski pass. You must call the emergency rescue team on the ski run. <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_8 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">IS SKICARE ONLY FOR SKIERS?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span>No. SkiCare insures any person who has an accident on the run, including walker and hikers. <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_9 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">HOW MUCH DOES SKICARE COST FOR A GROUP?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>Send us a request and we will make you an offer per e-mail.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_10 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">WHAT TO DO IN CASE OF AN ACCIDENT?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><ol>\n<li>Ask for emergency rescue on the ski run. We want a proof that the accident took place on the runs. <\/li>\n<li>Contact us within the 10 days following the accident either through email or telephone.<\/li>\n<li>Declare your accident with your Social Security or with the KVG. SkiCare being subsidiary, we will refund only what your insurance does not pay according to our general insurance conditions. <\/li>\n<\/ol>\n<p>All Europeans are in possession of an European Health Insurance Card (EHIC) which makes it possible to benefit from the assumption of responsibility of medical treatments necessary at the time of a stay out of his country.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_11 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">HOW TO CONTACT US?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><ul>\n<li>\n<p>Send us an e-mail : <a href=\"mailto:mutuaide.ski@swiss-claims.ch\">mutuaide.ski@swiss-claims.ch<\/a><\/p>\n<\/li>\n<li>\n<p>Call us on <a href=\"tel:0264258120\">+41 26 425 81 20<\/a>.<\/p>\n<\/li>\n<li>Via the contact form<\/li>\n<li>Declare an accident online<\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_12 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">WHAT ARE THE PRINCIPAL EXCLUSIONS?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><ul>\n<li>Skiing outside of the marked ski runs.<\/li>\n<li>Pratique du ski incorrecte et dangereuse.<\/li>\n<li>Pratique du ski sous l\u2019emprise de l\u2019alcool ou de drogue.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_13 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">HOW DO WE CALCULATE THE REIMBURSEMENT AMOUNT OF A SKI PASS?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p>If a 5-day ski pass at the cost of CHF 200.00 has not been used for 3 days, we will refund 3\/5 of the amount, which is CHF 120.00.<\/p>\n<p>For seasonal ski pass, we do the same calculation. Otherwise the duration of the season is different in each station. If the station is open between December 1st and March 31th (for an accident that occurs December 31th), we will reimburse 91\/122 of the ski pass price.  <\/p>\n<p>\u00c0 savoir que le jour d'accident ou de la maladie n'est pas compris dans le remboursement du forfait de ski, si celui-ci a \u00e9t\u00e9 utilis\u00e9.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-414","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.skicare.ch\/en\/wp-json\/wp\/v2\/pages\/414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.skicare.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.skicare.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.skicare.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.skicare.ch\/en\/wp-json\/wp\/v2\/comments?post=414"}],"version-history":[{"count":4,"href":"https:\/\/www.skicare.ch\/en\/wp-json\/wp\/v2\/pages\/414\/revisions"}],"predecessor-version":[{"id":419,"href":"https:\/\/www.skicare.ch\/en\/wp-json\/wp\/v2\/pages\/414\/revisions\/419"}],"wp:attachment":[{"href":"https:\/\/www.skicare.ch\/en\/wp-json\/wp\/v2\/media?parent=414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}